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Fintech

Fintech baseline

KYC tiers, sanctions screening, transaction ceilings, immutable audit.

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What this package does

A regulator-friendly baseline for embedded finance, lending, and payments. Locks every action behind a KYC tier, screens counterparties against OFAC/EU/UN watchlists, caps transaction size, and records every evaluated event into a hash-chained audit log.

Designed for

  • Embedded finance APIs
  • Lending and payments backends
  • Treasury and wallet products

What's included

  • Pre-dispatch KYC tier enforcement
  • Real-time sanctions screen (OFAC / EU / UN)
  • Per-transaction USD ceiling with manual review path
  • Immutable 7-year audit retention

Controls in this bundle

ControlActionParameters
require_kyc_tierblockmin_tier=2
mfa_requiredblockmax_age_seconds=900
ofac_screenblocklists=["ofac_sdn","eu_consolidated","un_consolidated"]
txn_amount_ceilingreviewmax_amount_usd=10000
ip_country_mismatchreviewseverity="review"
immutable_logflagretention_days=2555
breach_thresholdreviewmax_records=500
manual_review_queuereviewreviewer_role="compliance", sla_hours=24

Profile tiers

Switch profiles in Studio to retune default thresholds across the whole bundle without rewriting any control by hand. This package ships at balanced — anything you've already tightened by hand is preserved on switch.

Every control in this package uses identical parameters across all four profiles. Switching profile in Studio has no effect here.

Attestation

The canonical hash of these bundle bytes is sha256:a37b90ca9879fb3850335f5b27e774d892c3f468834b9142f1546bcbf4473ab2. The same hash is computed at lock time, at Stripe checkout, and again on the runtime side before any byte is honored.

Want to customize first? Opening this package in Studio prefills the canvas with the 8 controls above. You can add, remove, or retune any of them before you lock the hash and pay.

Open in Studio
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